$300M Farm Loan Initiative: Cut Emissions and Costs

What Is the CEFC Loan Program?

Australian farmers can now access a $300 million loan program to cut emissions and save money. The Clean Energy Finance Corporation (CEFC) created this program to help farmers and agribusinesses invest in low-emission technology.

Loans come with discounted interest rates of up to 1.15%. You can borrow $1 million to $5 million. These savings could add up to $57,000 a year when you choose sustainable upgrades.

These changes help farmers use less fuel, improve soil health, and boost productivity—all while cutting costs.

The program is run with NAB. It makes climate-smart upgrades easier without adding financial stress. It follows Rabobank’s loan program, which funds tree planting for carbon credits.

What Can Farmers Invest In?

The program has two parts:

• $200 million for vehicles and equipment
• $100 million for projects that cut farm emissions

You must show your investment reduces emissions.

Eligible items include:

• Solar panels and batteries
• Electric or hybrid farm vehicles
• Energy-efficient machinery and irrigation
• Methane-reducing feed additives (developed by CSIRO)
• Better fertiliser use and precision farming tools
• Land management changes that store carbon

How to Apply

1. Check Eligibility – Find upgrades that meet CEFC rules.
2. Prepare a Plan – Outline costs and benefits for your bank.
3. Apply Through NAB – Choose the loan option that suits you.

Once approved, start your project and track results. These upgrades help farms meet future rules and stay competitive in markets that value sustainability.

How Boyce Sustainability Helps

Choosing the right investment can be hard. Boyce Sustainability makes it easier. We offer:

• Strategies that meet CEFC criteria
• Advice on the best return on investment
• Financial models showing payback and savings
• Help with NAB’s application process

Why This Matters

This program is a big step toward low-emission farming in Australia. Costs are rising, and demand for sustainable products is growing. Now is the time to act. With expert advice and financial support, farmers can stay competitive and ready for the future.

Boyce Sustainability is here to help you make smart decisions and unlock the full benefits of this program.

Speak to our team today.